Terms and Conditions

Last updated: September 15, 2026

These Terms and Conditions (“Terms”) govern your use of https://www.aobcg.com and any services, consultations, appointments, digital products, or communications provided by AOB Capital Group LLC (“AOB Capital Group,” “we,” “us,” or “our”). By using the website or purchasing or requesting our services, you agree to these Terms and our Privacy Policy.

Eligibility and Acceptable Use

You must be at least 18 years old and legally capable of entering an agreement. You agree to provide accurate information and not misuse the website, interfere with its operation, attempt unauthorized access, introduce malicious code, violate another person’s rights, or use our materials or services for an unlawful purpose.

Services and Educational Information

Information on this website and in our digital products is provided for general educational and business-consulting purposes. It is not legal, tax, accounting, financial, or investment advice. Services and deliverables may be described in a separate proposal, checkout page, invoice, service agreement, or client portal. If another written agreement conflicts with these Terms, the more specific agreement controls for that service.

Results depend on each client’s facts, participation, documentation, third parties, market conditions, and other factors outside our control. We do not guarantee any particular credit score, approval, deletion, funding amount, revenue, business outcome, or timeframe.

Client Responsibilities

You agree to provide complete and accurate information, review materials promptly, meet stated deadlines, maintain current contact information, and use secure channels when submitting sensitive documents. You remain responsible for your decisions and for reviewing communications, reports, contracts, applications, and filings before acting on them.

Payments, Cancellations, and Refunds

Prices, payment schedules, subscription terms, cancellation rules, and any refund eligibility are presented at checkout or in the applicable service agreement. You authorize the payment method provided to be charged according to those terms. Except where required by law or expressly stated in writing, fees for completed services, delivered digital products, or work already performed are nonrefundable.

Digital Products and Intellectual Property

The website, branding, text, graphics, templates, guides, downloads, and other materials are owned by or licensed to AOB Capital Group LLC and are protected by applicable intellectual-property laws. Unless we expressly authorize otherwise in writing, purchases grant you a limited, revocable, nonexclusive, nontransferable license for your personal or internal business use. You may not reproduce, resell, distribute, publish, share, modify, sublicense, or create competing products from our materials.

SMS Messaging Terms

By checking the SMS-consent box and submitting your telephone number, you expressly agree to receive text messages from AOB Capital Group LLC concerning appointments, account or service updates, document requests, billing reminders, customer support, and, when separately authorized, promotional offers.

Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase. Reply STOP to opt out. After opting out, you may receive one confirmation message. Reply HELP for assistance or contact INFO@AOBCG.com or 713-280-6355. Carriers are not liable for delayed or undelivered messages. Your consent applies only to AOB Capital Group LLC and is handled according to our Privacy Policy.

Email and Other Communications

You may receive transactional communications necessary to respond to your inquiries or provide requested services. You may unsubscribe from marketing emails using the link provided, but you may continue receiving nonmarketing account or transaction messages.

Third-Party Services and Links

Our website may use or link to services operated by third parties, including scheduling, payment, communications, analytics, and client-management providers. We do not control and are not responsible for their content, availability, security, or practices. Your use of third-party services may be subject to their own terms and policies.

Disclaimer of Warranties

To the fullest extent permitted by law, the website, content, and services are provided “as is” and “as available.” We disclaim implied warranties, including merchantability, fitness for a particular purpose, and noninfringement. We do not warrant uninterrupted access, error-free content, or any specific result.

Limitation of Liability

To the fullest extent permitted by law, AOB Capital Group LLC and its owners, personnel, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, or lost opportunities arising from the website or services. Our aggregate liability for a claim will not exceed the amount you paid us for the specific product or service giving rise to that claim during the six months before the event. Some jurisdictions do not allow certain limitations, so portions of this section may not apply to you.

Indemnification

You agree to indemnify and hold harmless AOB Capital Group LLC and its owners, personnel, and service providers from claims, losses, liabilities, and reasonable expenses arising from your unlawful misuse of the website or materials, your violation of these Terms, or information you submit that infringes another person’s rights.

Suspension and Termination

We may restrict or terminate access when reasonably necessary to protect users, prevent fraud or misuse, enforce these Terms, or comply with law. Provisions that logically should survive termination will remain effective.

Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Nothing in these Terms limits any nonwaivable consumer right or remedy available under applicable law.

Changes to These Terms

We may revise these Terms periodically. The “Last updated” date will identify the current version. Your continued use of the website after an update means you accept the revised Terms.

Contact Us

AOB Capital Group LLC
Email: INFO@AOBCG.com
Phone: 713-280-6355
Website: https://www.aobcg.com